Terms and Conditions — MediaOne-Marketing

Important — Binding Legal Agreement. These Terms & Conditions contain a mandatory individual arbitration clause, a prohibition on class proceedings, a jury trial waiver, a liability ceiling, and other provisions that materially limit your legal remedies. Receiving an email from Media One, Inc., visiting our website, or submitting any information to us constitutes acceptance of every provision below. If you do not agree, unsubscribe immediately and do not use our services.

1 — The Agreement

These Terms & Conditions (“Terms”) form a binding contract between you (“Recipient,” “you”) and Media One, Inc. (“Media One,” “we,” “our”), a corporation organised under the laws of Delaware, United States. They govern your status as a Recipient of our email marketing communications, your use of https://mediaone-marketing.com, and any other interaction between you and Media One.

These Terms operate alongside our Privacy Policy, which explains how we collect, handle, and protect your personal data. Defined terms used in both documents — particularly “Covered Parties” and “Correspondence” — carry the meanings given to them in these Terms. Where the two documents conflict, these Terms govern.

The following defined terms apply throughout:

“Correspondence” means every commercial email, promotional message, newsletter, sponsored send, and any other electronic communication we distribute to Recipients, regardless of the sending domain or affiliate network through which it is routed.

“Covered Parties” means Media One, Inc., together with its officers, directors, employees, contractors, data and technology vendors, advertising counterparties, affiliate network partners, and any parent, subsidiary, or commonly controlled entity — whether a claim is asserted against any one of them individually or all of them collectively.

“Services” means the Correspondence we send, the website we operate, and any other product, tool, or channel through which we interact with Recipients.

2 — Recipient Status — How You Came to Be on Our List

You are receiving Correspondence from us for one of the following reasons:

You subscribed directly through our website or a co-registration form and provided your email address in exchange for access to financial content, promotional offers, or related materials.
Your contact information was acquired by us from a third-party list source — a co-registration partner, lead exchange, or data provider — that represented to us in writing that you opted in to receive commercial email communications of the type we send.
You have previously interacted with one of our affiliate or advertising partners in a way that resulted in your contact information being passed to us under a lawful data-sharing arrangement.

Regardless of how you arrived on our list, the same rights apply to you: you may opt out of Correspondence at any time, and your opt-out will be processed within ten (10) business days. See Section 6 for full details.

3 — Eligibility

You must be at least eighteen (18) years of age to receive our Correspondence or use our Services. We do not accept subscriptions or knowingly send Correspondence to anyone under eighteen.
Consistent with the Children’s Online Privacy Protection Act (COPPA), we do not knowingly collect personal data from children under thirteen. If we discover such data has entered our systems, we will delete it immediately. Contact us at help@mediaone-marketing.com to report a potential COPPA issue.
You are responsible for confirming that receiving our Correspondence and using our Services is lawful in your jurisdiction. We make no representation that our Services are available or appropriate in every country.

4 — Nature of Our Correspondence

Media One, Inc. is a direct-response email marketing company. It is not a registered investment adviser, broker-dealer, financial planner, insurance provider, tax preparer, licensed healthcare provider, or any other category of professional financial or regulated services firm. Nothing in our Correspondence — and nothing on our website — constitutes or should be read as:

personalized investment advice, a securities recommendation, or a solicitation to buy or sell any financial instrument;
financial planning, wealth management, or portfolio guidance tailored to your individual situation;
tax advice, tax preparation services, or tax planning specific to your circumstances;
legal advice or legal representation;
a professional opinion of any kind requiring a license, registration, or regulatory authorization; or
a guarantee, warranty, or prediction of any financial outcome.

ALL CONTENT IN OUR CORRESPONDENCE IS GENERAL, EDITORIAL, AND INFORMATIONAL IN CHARACTER. BEFORE YOU ACT ON ANYTHING YOU READ IN ONE OF OUR EMAILS, CONSULT A QUALIFIED PROFESSIONAL WHOSE EXPERTISE AND LICENSING ARE APPROPRIATE TO YOUR SPECIFIC NEEDS. MEDIA ONE, INC. ACCEPTS NO RESPONSIBILITY FOR DECISIONS MADE ON THE BASIS OF OUR CORRESPONDENCE.

Media One, Inc. holds no registration, license, or authorization from the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority, any state securities or insurance regulator, or any equivalent foreign body. No fiduciary duty, duty of care, or professional-client relationship is created by your receipt of Correspondence.

5 — Commercial Relationships and Advertising Disclosures

This section satisfies Media One, Inc.’s standing disclosure obligation under the Federal Trade Commission’s guidelines at 16 C.F.R. Part 255. Individual Correspondence items that contain compensated placements will carry their own in-message disclosure at the relevant point.

Media One, Inc. earns revenue through advertising and affiliate arrangements. We receive payment from third-party partners when Recipients click sponsored links, register for products, complete purchases, or take other qualifying actions. Compensation formats include cost-per-click, cost-per-acquisition, revenue-sharing, and fixed placement fees.
Advertising partners in our network may include financial service companies, investment product providers, insurance carriers, lending platforms, and other consumer financial businesses. The categories of promoted products may change over time.
Being paid to feature something is not a product endorsement or a quality certification. Media One does not independently test or verify the performance claims of its advertising partners. Before engaging with any product or service promoted in our Correspondence, conduct your own assessment of its suitability for your situation.
For a full description of how advertiser-related data — including click attribution signals — is handled, see Article 10 of our Privacy Policy.
Compensation arrangements may affect which products are included in our Correspondence, their positioning and prominence, and how frequently they appear. You should weigh the commercial context when evaluating the content of any message we send.

6 — Email Communications and Consent

The data practices governing your email address — including how we handle opt-outs, maintain suppression files, and work with email delivery partners — are described in Article 8 and Article 10 of our Privacy Policy.

By providing your email address to Media One or to any partner from which we lawfully acquired your contact information, you consent to receive Correspondence from us. Our Correspondence may include financial news, promotional offers, sponsored content, and messages on behalf of advertising and affiliate partners.
Every commercial email we send is designed to comply with the CAN-SPAM Act (15 U.S.C. § 7701 et seq.). Each message identifies Media One or the applicable sending entity, includes a valid physical mailing address, uses accurate subject lines, and carries a functional unsubscribe mechanism. Opt-out requests are processed within ten (10) business days.
To stop receiving our Correspondence, click the unsubscribe link in any email or write to help@mediaone-marketing.com. Once removed, your address is placed in our suppression file and will not be used for future marketing sends.
Electronic Correspondence satisfies any legal requirement that a notice or communication be in writing, to the extent permitted by applicable law.
If we send text messages to a mobile number you have provided, we will obtain prior express written consent as required by the Telephone Consumer Protection Act (47 U.S.C. § 227). Opting out of text messages does not unsubscribe you from email Correspondence, and vice versa.
For Canadian Recipients, where Canada’s Anti-Spam Legislation (CASL) applies, we rely on the consent recorded at the time your information was collected by us or by the source partner from whom we acquired your contact details. CASL withdrawal rights are co-extensive with those described above.

7 — Recipient Obligations

By receiving our Correspondence or using our Services, you represent and warrant as of each date of interaction that:

you are at least eighteen (18) years of age and have full legal capacity to enter into these Terms;
the laws of your jurisdiction do not prohibit you from receiving our Correspondence or using our Services;
you are not included on, and are not owned or controlled by any entity included on, any sanctions list maintained by the U.S. Treasury’s Office of Foreign Assets Control, the U.S. State Department, the European Union, or any other applicable authority;
you will not use our Services for any unlawful purpose, including market manipulation, fraud, or money laundering;
you will form your own independent judgments before taking any financial, legal, or commercial action, and you will not treat our Correspondence as a substitute for professional advice; and
any personal information you provide to us is accurate and current.

BY RECEIVING OUR CORRESPONDENCE, YOU EXPRESSLY ACCEPT ALL RISK ARISING FROM: (I) FINANCIAL OR INVESTMENT DECISIONS YOU MAKE IN CONNECTION WITH CONTENT IN OUR EMAILS; (II) THE INHERENT VOLATILITY AND UNCERTAINTY OF FINANCIAL MARKETS; (III) THE POSSIBILITY THAT CONTENT IN OUR CORRESPONDENCE MAY CONTAIN ERRORS OR BE OUTDATED; (IV) YOUR INTERACTIONS WITH ANY ADVERTISER, SPONSOR, OR AFFILIATE PARTNER; AND (V) ANY OTHER CONSEQUENCE OF RECEIVING OR ACTING ON OUR CORRESPONDENCE. THE COVERED PARTIES ARE NOT RESPONSIBLE FOR ANY LOSS YOU SUFFER IN CONNECTION WITH YOUR USE OF OUR SERVICES.

You acknowledge that no Correspondence we have sent, and no omission on our part, has formed the primary or sole basis of any financial or commercial decision you have made. To the fullest extent the governing law permits, you release the Covered Parties from any claim grounded on reliance on our Correspondence.

8 — Privacy Rights Procedures

Your substantive privacy rights — what data we hold, what categories may have been sold or shared, and the full scope of rights available under the CCPA, GDPR, CASL, and other frameworks — are set out in Article 11 of our Privacy Policy.

To exercise any privacy right, submit a verifiable request to:

Email: help@mediaone-marketing.com
Subject line: “Privacy Rights Request — [your state or country]”

California residents: We will acknowledge your request within ten (10) business days and provide a substantive response within forty-five (45) calendar days. A single forty-five-day extension is available for complex or numerous requests; we will notify you if we need it. Identity verification will be required before we process deletion, correction, or disclosure requests. Authorized agents must provide written authorization and verification of their own identity.
EEA, UK, and Swiss residents: We will respond within one calendar month. Extensions of up to two additional months are available for complex requests. If we decline a request, we will explain why and describe your right to complain to your local supervisory authority.
All other residents: We will respond within the timeframe required by applicable law in your jurisdiction. If we decline a request, we will provide a reason and, where required, an appeal mechanism.

We will not charge a fee for routine rights requests. Where a request is manifestly unfounded or excessive, we may charge a reasonable administrative fee or decline to act, consistent with applicable law.

9 — Liability, Indemnification, and Warranties

This section limits the legal remedies available to you. Read it carefully.

EXCLUDED DAMAGES. THE COVERED PARTIES ARE NOT LIABLE UNDER ANY LEGAL THEORY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY LOSS — INCLUDING INVESTMENT LOSSES, LOST PROFITS, DATA LOSS, MISSED OPPORTUNITIES, REPUTATIONAL HARM, OR HARM CAUSED BY MARKET MOVEMENTS OR THIRD-PARTY CONDUCT — EVEN IF A COVERED PARTY WAS TOLD SUCH HARM WAS POSSIBLE. THIS EXCLUSION APPLIES WHETHER THE CLAIM RESTS ON CONTRACT, TORT, NEGLIGENCE, STATUTE, OR ANY OTHER GROUND.

MONETARY CEILING. THE AGGREGATE LIABILITY OF ALL COVERED PARTIES FOR ALL CLAIMS OF ANY KIND ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES IS LIMITED TO THE GREATER OF: (I) ONE HUNDRED U.S. DOLLARS (US $100.00); OR (II) AMOUNTS YOU ACTUALLY PAID TO MEDIA ONE, INC. IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO YOUR CLAIM. THIS CEILING APPLIES TO ALL CLAIMS COMBINED, NOT PER CLAIM OR PER INCIDENT. WHERE APPLICABLE LAW SETS A MANDATORY MINIMUM RECOVERY, THE CEILING WILL NOT REDUCE RECOVERY BELOW THAT FLOOR.

WARRANTY DISCLAIMER. THE SERVICES AND ALL CORRESPONDENCE ARE PROVIDED STRICTLY “AS IS” AND “AS AVAILABLE,” WITH NO WARRANTY OF ANY KIND — EXPRESS, IMPLIED, OR STATUTORY. THE COVERED PARTIES DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY CORRESPONDENCE IS ACCURATE, COMPLETE, OR CURRENT.

Specific exclusions. Without limiting the caps above, the Covered Parties accept no responsibility for:

financial, investment, or commercial decisions you make in connection with any Correspondence;
harm caused by your reliance on any content in our emails or on our website;
transactions you enter into with advertisers, affiliates, or sponsors accessed through our Services;
unauthorized access to your personal data resulting from circumstances outside our reasonable control;
errors or inaccuracies in AI-assisted content; and
the content, availability, or practices of any third-party website or service linked from our Correspondence.

Jurisdictional savings. Where applicable law prohibits the exclusion or limitation of certain categories of liability, our liability is limited to the maximum extent that law permits.

Indemnification. You agree to defend, indemnify, and hold harmless each of the Covered Parties from all claims, damages, losses, costs, and expenses — including reasonable attorneys’ fees — arising from:

your use of the Services;
any financial or commercial decision you make based on our Correspondence;
your breach of these Terms or our Privacy Policy;
your dealings with any advertiser, affiliate, or sponsor;
content or data you submit to us; and
any dispute between you and a third party relating to the Services.

This indemnification obligation survives termination of these Terms.

10 — Intellectual Property

All content, trademarks, trade names, logos, domain names, and software associated with our Services are owned by Media One, Inc. or its licensors and are protected by U.S. and international intellectual property law.
You may use our Correspondence for personal, non-commercial reference only. Reproducing, distributing, modifying, or commercially exploiting any content from our emails or website without our prior written consent is prohibited.
You may not use automated tools — including bots, scrapers, data-harvesting programs, or AI training pipelines — to systematically extract content from our Services.

11 — Governing Law and Dispute Resolution

Governing law. These Terms are governed by the law of the State of Delaware, United States, excluding its conflict-of-laws principles. The Federal Arbitration Act, 9 U.S.C. §§ 1–16, applies to the arbitration agreement below.
Pre-dispute notice. Before initiating arbitration, the complaining party must send a written Notice of Dispute to the other, describing the claim and the relief sought. User notices go to help@mediaone-marketing.com. The parties will spend thirty (30) calendar days in good-faith informal resolution before either may file for arbitration.

Binding individual arbitration.

ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES — INCLUDING QUESTIONS OF ARBITRABILITY — THAT IS NOT RESOLVED INFORMALLY MUST BE RESOLVED BY BINDING INDIVIDUAL ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION UNDER ITS CONSUMER ARBITRATION RULES. IF THE AAA CANNOT SERVE, THE PARTIES WILL AGREE ON AN ALTERNATIVE OR A COURT WILL APPOINT ONE. THE SEAT OF ARBITRATION IS DOVER, DELAWARE, UNITED STATES, OR REMOTELY WHERE THE RULES ALLOW. THE AWARD IS FINAL AND MAY BE ENTERED AS A COURT JUDGMENT.

Mass arbitration. If fifty (50) or more similar claims against the Covered Parties are filed by coordinated counsel or claimants, those claims will be staged: an initial wave of up to fifteen (15) claims per side proceeds first; all remaining claims are stayed. First-wave outcomes serve as reference material for the remaining claims.

Class action waiver.

ALL DISPUTES MUST BE RESOLVED INDIVIDUALLY. NEITHER PARTY MAY JOIN OR PARTICIPATE IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. IF THIS WAIVER IS FOUND UNENFORCEABLE OR ARBITRATION IS ORDERED ON A CLASS BASIS, THE ENTIRE ARBITRATION AGREEMENT ABOVE IS VOID.

Jury trial waiver.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BOTH PARTIES WAIVE THE RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING FROM THESE TERMS OR THE SERVICES.

Fallback jurisdiction. If arbitration is unavailable or unenforceable for a particular dispute, the parties submit exclusively to the jurisdiction of the federal and state courts in Kent County, Delaware, and waive any objection to that venue.

Limitation period.

ANY CLAIM MUST BE FILED WITHIN ONE (1) YEAR OF ACCRUAL. CLAIMS FILED LATER ARE PERMANENTLY BARRED.

12 — General Provisions

No obligation to update. We have no duty to revise or retract any Correspondence after it is sent. Each message reflects information available at the time of its preparation.
Anti-money laundering. Media One, Inc. is a marketing company, not a financial institution under the Bank Secrecy Act. We do not operate an AML compliance programme and do not verify the source of funds Recipients may invest or spend based on our Correspondence. Compliance with applicable AML and KYC requirements is each Recipient’s individual responsibility.
Third-party links. Our Correspondence and website may contain links to third-party destinations we do not control. We are not responsible for the content, privacy practices, or reliability of any third-party site. Following such links is at your own risk.
Force majeure. We are not liable for failure or delay caused by events outside our reasonable control, including natural disasters, government actions, infrastructure failures, cyberattacks, or pandemics.
Equitable relief. Violations of our intellectual property rights or anti-scraping provisions may cause harm that cannot be adequately compensated in damages. We may seek injunctive relief from any competent court without posting bond or proving monetary loss in advance.
Assignment. You may not assign or transfer these Terms. We may assign them freely in connection with any corporate transaction.
No third-party beneficiaries. These Terms are for the benefit of Media One, Inc. and you only. No third party acquires any right or remedy under them.
Severability. If any provision is unenforceable, it will be modified to the minimum extent needed or severed. The remaining provisions remain in effect.
Non-waiver. Our failure to enforce a right does not waive it. Waivers must be in writing and signed by an authorized representative.
Amendments. We may update these Terms at any time. Changes take effect on the posted effective date. Continued receipt of Correspondence constitutes acceptance. Material changes will be communicated as required by law.
Entire agreement. These Terms, together with our Privacy Policy, are the complete agreement between us and supersede all prior discussions, representations, and understandings.
Survival. Sections 4 (Nature of Correspondence), 5 (Commercial Disclosures), 7 (Recipient Obligations), 9 (Liability), 10 (Intellectual Property), 11 (Dispute Resolution), and 12 (General Provisions) survive termination of these Terms.

13 — Contact

Questions about these Terms or our Services should be directed to:

Media One, Inc.
500 W Loockerman Street
Dover, Delaware 19904
Email: help@mediaone-marketing.com
Website: https://mediaone-marketing.com